Employment Practices
Liability Insurance
A Critical Stabilizing Pillar for your Human Capital Risk
Employment claims such as discrimination, wrongful termination and wage disputes present a severe threat to the balance sheet and reputation of any organization. In today’s highly litigious environment these complex exposures can have a devastating financial impact on even the most carefully managed enterprises. Standard policies often overlook the nuanced vulnerabilities inherent to human capital risk leaving businesses completely unprotected against catastrophic financial loss.
Exclusive Authority for Specialized Sectors
Your greatest asset is your workforce and managing that liability requires highly specialized knowledge. As an elite Lloyd’s of London Coverholder we offer exclusive access to a proprietary Employment Practices Liability program engineered specifically for the staffing and consulting sectors.
We hold direct underwriting authority for the staffing industry allowing us to move beyond transactional insurance. We engineer bespoke coverage that serves as a critical stabilizing pillar for your enterprise giving your leadership team the confidence to scale securely.
Reducing the Total Cost of Risk
True operational resilience requires more than just financial backing. Included in our proprietary program offering is a robust outsourced human resources platform that serves to significantly reduce the total cost of risk. By proactively managing your exposures through specialized human resource tools we empower your organization to prevent claims before they happen.
A Collaborative Partnership Built on Culture
We believe that effective risk management demands a highly personalized methodology. By taking the time to fully understand your specific corporate culture, operational demands and unique vulnerabilities we build specialized frameworks that offer true operational resilience. We learn your business first so we can deliver the exact protection you need.
EPL Insurance Coverage: Protecting Businesses from Employment Claims
Employment Practices Liability Insurance (EPLI) covers businesses against claims of discrimination, wrongful termination, sexual harassment, and other employment related issues.
What EPLI Covers
- Wrongful Termination
- Discrimination (race, sex, age, etc.)
- Sexual Harassment
- Retaliation
- Wage an Hour Violations
- Defense Costs
Who Needs EPLI
- Small and Large Businesses
- Companies with Employees
- Startups and Growing Businesses
- Industries at Risk (retail, hospitality, heathcare)
Contact Us
Contact our team of specialized experts today to learn more about how we can secure your enterprise through our deep industry knowledge and collaborative risk strategies.